Probably not honestly, your debt and credit will just sell. With the shareholders removed, some employees will lose their jobs, while others will continue to work for whatever other bank they are transferred to. Physical locations will likely remain for now, similar to what happened at the Silicon Valley bank.
Depositors are most likely to be bailed out, but this is not guaranteed. Honestly they deserve to lose all their money if they were stupid enough to leave it there that long, they had an entire month and then a second bank run focused solely on this bank in the news for an entire week. I guess you can feel a little bad for the 80 year olds who don’t know what’s going on.
We will be told that the money to finance it comes from other banks through the FDIC, but one way or another we will probably pay for it, either through taxes or through the banks encouraging a little more their customers to pay the FDIC.
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